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Lower your credit card balance

Try to pay more than the monthly minimum payment on your credit card to avoid paying more in interest than your original charges.

Tax write-offs for freelancers

Claiming as many deductions as possible could lower taxable income for the self-employed.

Stash your cash in Treasury bonds

U.S. government bonds are very safe investments but they won't give you much of a return.

Need money? Don't raid your 401(k)

Taking an early distribution from a 401(k) will trigger taxes and well as penalty payments.

Get grandma to pay for college

Many grandparents fund 529 accounts to help save for college tuition.

Avoid debt before college graduation

Consider your expected starting salary the first year after graduation when taking out a student loan.

Quick ways to redecorate your home

'Speed decorating' guru Jill Vegas remakes a luxury New York loft in less than two weeks.

Affordable luxury watches

Second-hand vintage time pieces are significantly less expensive than new ones and retain their value over time.

Select a knife that's a cut above

Kitchen knives are an essential tool but what should you look for when you buy one? The Frugal Connoisseur has the answer.

Gold sellers party like it's 1849

People host cash-for-gold parties to sell their scrap jewelry for quick cash.

Your biggest financial worry in 2010

Regular folks share their biggest financial fears, as well as their hopes, for 2010.

Check up on a charity before giving

CharityNavigator.org offers tools to ensure your money is supporting a worthy cause.

Keep working, even when you retire

People who take on meaningful projects and stay connected to work friends live longer and are happier in retirement.

$450,000 for your daily cup of joe

Saving money rather than spending it on a latte every day in your 20s turns into big bucks by your retirement.

Getting on track to retire on time

Are you saving enough to retire on time? Expert offers some helpful benchmarks.

Giving is down but charities hang on

Non-profits suffer as donations slide due to tough economic conditions.

Why is the dollar weak?

David Marotta says it's possible that government spending may not improve the economy and inflation could tick up.

Nearing 40? Invest like you're 20

As you reach middle age, you should remain aggressive in your retirement portfolio to ensure that you make enough to retire comfortably.

Target date funds 101

What you need to know to invest in a target-date retirement fund.

Growing your 401k
PLAYGrowing your 401k(3:22)Dec 1

Most people get higher returns investing in balanced funds rather than choosing their own asset allocation experts say.

Not saving enough to retire

Expert says most people don't save enough to comfortably retire, and many don't save at all.

Managing money: When to get help

Many financial advisors led their clients astray during the downturn; you might be better off doing it yourself.

Keep cash for a rainy day

Expert recommends keeping three months worth of expenses in checking and another three months in cash-like investments.

Smart to stay out of stocks?

No one knows when a downturn will come; our expert discusses whether it is safer to avoid stocks entirely in your 401(k).

Help!  My 401(k) was interrupted

An expert talks about strategies to continue contributing to your retirement plan even if you lost your job.

Help kids, one crayon at a time

Donorschoose.org helps public school teachers fund classroom projects through direct donor grants.

Solve my 401(k) woes
PLAYSolve my 401(k) woes(1:24)Nov 24

How to recoup 401(k) losses and retire at the right time.

Why work beyond 62?
PLAYWhy work beyond 62?(3:42)Nov 23

There are many benefits to work a few extra years beyond retirement age, says expert.

Boomers unprepared for retirement

Retirement expert Alicia Munnell says most baby boomers are not adequately prepared for retirement.

Laid off? Don't stay in 401(k)

Many who lose their jobs leave their money in their former company's 401(k) plan; tax expert Ed Slott says this is a mistake.

Great photos for not much green

You don't have to spend a lot to get a great digital camera; the Frugal Connoisseur shows you what to look for.

When to refinance your home

Low interest rates make now a good time for borrowers to try lowering their monthly mortgage payments.

Index funds: A safe bet?

Investing in multiple index funds can give you a diversified portfolio while lowering costs.

Why bailout troubled homeowners?

The logic behind the government's rescue of mortgage borrowers in default.

Bespoke without going broke

Custom-made shirts don't have to be expensive; the Frugal Connoisseur shows you what to look for and how to save.

Drinking frugally
PLAYDrinking frugally(3:54)Oct 21

Good wine doesn't have to be expensive; the Frugal Connoisseur shows you how to get a good deal.

Invest in munis, avoid taxes

Municipal bonds from state and local governments are exempt from federal income tax.

'Beautiful' homes for under $20K

Great deals for real estate investors are available in Detroit, if you know where to look.

How to spend $10,000
PLAYHow to spend $10,000(1:57)Oct 13

People in New York explain what they would do with all that cash.

Getting the lowest down payment

It's possible for a down payment to be as low as 5%, but beware of hidden costs.

Deals abound, but so does blight

Real estate professionals discuss the future of Detroit and what it means for the housing market.

When will Detroit recover?

Job creation is key to Detroit's comeback, but growth may still be slow say experts.

Managing your 401(k) loan

A loan from your 401(k) may prevent your retirement plan from growing and increase your tax liability.

Your parents' estate
PLAYYour parents' estate(1:52)Sep 29

Some tips on how to avoid the awkwardness of discussing wills with your parents.

The recovery checklist

Increased consumer spending is usually the first sign of recovery, but there are tricky caveats to watch out for.

When to repay a debt
PLAYWhen to repay a debt(1:54)Sep 15

Loans are not as straightforward as they seem; here're some strategies for retiring one early.

Tee up your retirement

Pinehurst, N.C., one of Money's Best Places to Retire, offers world-class golf courses and a small town feel.

Beyond banking for grads

Business majors should consider a wide range of industries when hunting for their first job.

Timing your home buy

Home prices are likely to continue to fall; here're some strategies for making a purchase decision.

Clean your A/C to save cash

Regular maintenance of our air conditioner produces significant energy savings.

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