Money
Super & retirement
Opinion
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Stumping up for an old house worth $1.2m: Is it worth it?
History teaches us that the best way to lose a lot of money is to buy an overpriced asset at the peak of a boom.
- by George Cochrane
Latest
Analysis
Pension
Action needed to financially encourage more pensioners to work
Australia is facing a critical shortage of workers. One solution would be to financially encourage more age pensioners to return to the workforce to pick up the slack.
- by Noel Whittaker
Opinion
Superannuation
What happened in the biggest year of super reform since 1992?
The federal government has ushered in a major superannuation reform package that experts say signals a new era for fund member engagement and industry competition.
- by Charlotte Grieve
Opinion
SMSFs
Pressing need for SMSF trustees to seek specialist advice
For SMSF trustees who want to avoid the onerous penalties that can befall those who stray outside the regulatory fence, specialist financial advice is a sensible option.
- by John Maroney
Opinion
Aged care
Having to sell your home to pay for aged care is a myth
The treatment of your home is unique from any other asset and, once it is sold, it’s too late to change your mind.
- by Rachel Lane
Opinion
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Can you borrow from your home equity loan to top up super?
The two main issues are whether your super fund could earn a higher return than the interest you would be paying on the loan, and how long it is before you reach your preservation age.
- by Noel Whittaker
Opinion
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Missed the boom? Quality properties can still appreciate
As a rule of thumb, unencumbered, quality properties in good locations increase in value over time.
- by George Cochrane
Opinion
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Handing out cash for Christmas, the right way
If you give away more than $10,000 in a financial year it will be deemed as a deprived asset for five years from the date of the gift. However, there are other options to achieve the same outcome.
- by Noel Whittaker
Opinion
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Is now a good time to cash in some investments?
Rising inflation is causing interest rates to rise and share prices could be under pressure over coming months.
- by George Cochrane
Analysis
Superannuation
Super fund portfolio disclosure a step forward, despite drawbacks
Super funds will be required to start disclosing most of their investment portfolios from March next year, but is it enough?
- by John Collett
Opinion
Superannuation
Are profit-driven super funds a problem?
Regulators have waived through a deal that will see private equity giant KKR take controlling ownership of the Commonwealth Bank’s superannuation business.
- by Charlotte Grieve