6/1/2015 – Here’s the Unsettling Truth About the Retirement Crisis (Time)

It’s much harder to save for retirement when you have a low-wage job with no employer-sponsored savings plan, such as a 401(k). Retirement account ownership is heavily concentrated among higher-income households. That’s the key reason Obama created the MyRA plan, which is designed to make retirement savings accounts more accessible to lower-income workers and those just starting out.

Read the full article at Time.