Credit Card News & Advice
Get answers to common questions about credit cards, and find the right card for you
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Credit Score vs. Credit Report: What's the Difference?
There's a relationship between your credit report and your credit score, but they are not the same thing.
How to Maximize Points With the AmEx Trifecta
The AmEx Trifecta strategy enables you to maximize the rewards you earn on every purchase.
Survey: Nearly 60% Unsure if High Credit Card Balances Lower Credit Scores
To improve your credit score, start paying down your credit card balances.
American Express Expands Credit-Access Program for Immigrants
The issuer and partner Nova Credit add four countries to Credit Passport, a program that allows you to leverage credit history abroad to apply for an American Express card.
How Long Does It Take to Build Credit?
You could have a credit score in as little as six months, but excellent credit may take a lot longer.
Why You Don't Need a Perfect Credit Score
You can get the best credit card offers without a perfect credit score.
Using Apps to Manage Credit Card Rewards
Never miss out on credit card rewards with apps that help you maximize your earning.
How Do Credit Cards Work?
When you know how credit cards work, you'll use them responsibly and stay out of debt.
Can You Buy Cryptocurrency With a Credit Card?
It's technically possible, but high fees will probably wipe out any returns.
How to Maximize Points With the Chase Trifecta
With the right three credit cards you'll (almost) always be earning bonus points.
700 Credit Score: Is It Good or Bad?
A 700 credit score is acceptable, but you need a higher score for the lowest interest rates.
Citi Adds Wyndham Rewards to Credit Card Points Transfer Options
Wyndham Rewards joins 17 other loyalty programs eligible for points transfer with ThankYou Rewards.
How AmEx Pay Over Time Works
The extended payment option is available on American Express charge cards.
4 Steps to Lower Your Credit Card Interest Rate
Want a better APR? Be prepared to pick up the phone and negotiate.
Survey: Nearly 79% Are Holiday Shopping Early Due to Inflation Fears
You can lower costs and avoid debt by taking a few simple steps during the holidays.
Capital One Launches Premium Travel Credit Card Venture X
Booking travel through Capital One's portal will boost miles earnings considerably.
Credit Card Rewards That Aren't as Valuable as You Think
Understand the fine print to determine how much value you can get from each card benefit.
Best Credit Cards for Holiday Shopping
If you use the right credit cards, you can save money on holiday shopping.
Can You Buy Stocks With a Credit Card?
Buying stocks with funds from a credit card is a risky bet, and you're likely to lose.
Survey: Majority of Americans Not Very Confident in Credit Card Choices
Take these steps in order to pick a card that maximizes your rewards.
How to Cancel a Credit Card
Closing a card is simple once you have decided whether the benefits are worth any dings on your credit.
Best Apps for Your Free Credit Score
With an app, checking your credit score is right at your fingertips.
Capital One Launches Quicksilver Secured Cash Rewards Credit Card
The card lets users rebuild credit while also earning 1.5% cash back on all purchases.
Southwest Rapid Rewards Credit Cards Add Benefits
Cardholders can access new perks for the same annual fee.
Should You Get a Business Credit Card?
Both new and seasoned small-business owners can benefit from a business credit card.
U.S News Credit Card Expert
Beverly Harzog is a nationally recognized personal finance and credit card expert. She’s the bestselling author of five books including The Debt Escape Plan and Confessions of a Credit Junkie
Credit Score vs. Credit Report
Survey: 60% Unsure What Impacts Scores
You Don't Need a Perfect Credit Score