“Our mission is to make Silicon Valley a more affordable place to live. The Housing Trust makes loans and grants to increase the supply of affordable housing, assist first-time homebuyers, prevent homelessness and stabilize neighborhoods.”

Homeownership Assistance

The Housing Trust provides loans to low and moderate income homebuyers in Silicon Valley in the form of low-interest second mortgages and down payment assistance.

Multifamily Development Loans

The Housing Trust provides loans to developers constructing or rehabilitating affordable multifamily rental housing for seniors, working families, the homeless, and people with special needs.

Homelessness Prevention & Assistance

The Finally Home Grant Program provides assistance to individuals and families moving from homelessness or unsuitable housing into permanent sustainable housing.

See Where We’ve Had an Impact

Housing Trust has facilitated over 20,000 affordable housing opportunities. See a map of all the places around Silicon Valley where we’ve made a difference.

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News & Events

2016 Investor Briefing: Join us for our annual luncheon event, where we’ll provide Housing Trust partners and the business community with policy and impact updates around affordable housing. Buy your ticket here.

Possible New Homelessness Assistance Funding Source: The Santa Clara County Board of Supervisors will poll voters on raising sales tax to help homeless. Read More.

California State Senate Addresses Homelessness Crisis: State senators proposed $2 billion to build or rehabilitate permanent housing for mentally ill people living in the streets. Read More.

Housing Trust Receives AA- Rating from Standard & Poors. Read More


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