Loan Repayment

Loan Forgiveness

If you teach elementary or secondary school you may be eligible for special deferment options and, in some cases, cancellation of a portion of your student loan debt.

Direct and FFEL Subsidized/Unsubsidized Loans (Stafford Loans)

  • Eligibility requirements for Teacher Loan Forgiveness are available at the Department of Education website. Go to the Teacher Loan Forgiveness form.
  • If you think you’ll qualify for the Teacher Loan Forgiveness, you can apply for the Teacher Loan Forgiveness Forbearance (a temporary cessation of payments while performing your required service). Go to the Teacher Loan Forgiveness Forbearance form.
  • You may also be able to obtain Teacher Loan Forgiveness forms through your loan servicer.

Perkins Loan

  • For federal Perkins loan deferment or cancellation, contact the school where you borrowed your loan; or the school's Perkins servicing agency. If you borrowed a Perkins loan at Stanford, forms are available from University Accounting Service.

Dorothy Durfee Avery Forgivable Loan Program

  • This loan program is only available for students in the Stanford Teacher Education Program (STEP) through the School of Education.
  • University Accounting Service manages repayment for this loan program.


  • TEACH Grant recipients are required to complete 4 years of service or the amount received becomes repayable as a federal Direct Unsubsidized Loan.
  • For details about requirements go to the Department of Education TEACH Grant Home.

Public Service

  • Borrowers who are employed full time by certain public service employers may qualify for loan forgiveness after 120 monthly payments (10 years)
  • Borrowers must be enrolled in a qualifying repayment plan.
  • Only Direct Loans are eligible for this loan forgiveness
  • Find more information about the Public Service Loan Forgiveness Program from the U.S. Department of Education.
Updated on December 18, 2015 2:22 PM