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Student Loans (Graduate Students)

Graduate students can apply for federal and private student loans through the University's Financial Aid Office (FAO). Available programs include federal Direct loans (also known as Stafford loans), federal Perkins loans, and federal graduate/professional PLUS loans. Information on these loan programs is available at or by calling the FAO at (650) 723-3058. Students who are not U.S. citizens or U.S. registered permanent residents are not eligible for federal student loans.

Application—Students in the Schools of Business, Law, and Medicine (M.D. program) should consult their schools for loan application instructions. The following loan application requirements apply to graduate students in the Schools of Earth Sciences, Education, Engineering, Humanities and Sciences, and Medicine (Ph.D. only):

  1. Free Application for Federal Student Aid (FAFSA); file online at Stanford's school code is 001305.
  2. Stanford Graduate Student Loan and Federal Work-Study Application; file online at

Students should complete the application process at least two months prior to the beginning of the quarter in which they need the funds. The FAO determines eligibility for student loans based on a review of FAFSA and application data, satisfactory academic progress, level of indebtedness, credit history, and availability of funds. Student loan eligibility may be affected by fellowship, assistantship, and other funding; total funding, including student loans, may not exceed the expense budget as determined by the FAO.

Emergency funds—Students may request a cash advance from the Student Services Center. Cash advances may not be used to pay University bills.

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