Supervisory Highlights
We periodically publish Supervisory Highlights to share key examination findings. These reports also communicate operational changes to our supervision program and provide a convenient and easily accessible resource for information on our recent guidance documents.
Supervisory Highlights do not refer to any specific institution in order to maintain the confidentiality of supervised entities, but share key findings in order to help industry limit risks to consumers and comply with federal consumer financial law. Each Supervisory Highlights publication shares recent examination findings, including information about recent enforcement actions that resulted, at least in part, from our supervisory work.
2019
Winter Supervisory Highlights
Topics: UDAAPs, small dollar loans, auto loans, mortgage servicing, deposits, remittances, Supervision, Enforcement, HMDA
2018
Summer Supervisory Highlights
Topics: credit cards, UDAAPs, fair lending, small business lending, small-dollar loans, auto loans, ECOA, mortgage servicing, supervision, debt collection, enforcement, HMDA
2017
Summer Supervisory Highlights
Topics: auto loans, compliance, credit cards, debt collection, enforcement, fair lending, HMDA, Know Before You Owe, mortgages, overdrafts, payday loans, supervision
Spring Supervisory Highlights
Topics: mortgage originations, mortgage servicing, fair lending, supervision, and student loans
Supervisory Highlights Consumer Reporting Special Edition
Topic: consumer reporting
2016
Fall Supervisory Highlights
Topics: auto loan origination, auto loan servicing, debt collection, mortgage origination, student loan servicing, fair lending, reverse mortgages, supervision
Summer Supervisory Highlights
Topics: auto origination, debt collection, mortgage origination, small-dollar lending, and fair lending
Supervisory Highlights Mortgage Servicing Special Edition
Topics: foreclosures and mortgage servicing
Winter Supervisory Highlights
Topics: mortgage, debt collection, remittances, credit reporting, and student loans
2015
Fall Supervisory Highlights
Topics: consumer reporting, debt collection, mortgage origination, mortgage servicing, student loan servicing, and fair lending
Summer Supervisory Highlights
Topics: mortgage servicing, mortgage origination, consumer reporting, debt collection, fair lending, deposits
Winter Supervisory Highlights
Topics: consumer reporting, debt collection, deposits, mortgage origination, Fair Lending, recent Supervisory guidance and bulletins
2014
Fall Supervisory Highlights
Topics: consumer reporting, student loan servicing, debt collection, mortgage servicing, deposits, fair lending, recent supervisory guidance and bulletins
Summer Supervisory Highlights
Topics: supervision of auto lenders, fair lending
Spring Supervisory Highlights
Topics: consumer reporting, debt collection, short-term, small dollar lending, fair lending, supervisory guidance and bulletins
2013
Winter Supervisory Highlights
Topics : mortgage servicing, fair lending
Summer Supervisory Highlights
Topics: compliance management systems, third-party service provider oversight, fair lending, mortgage origination
2012
Fall Supervisory Highlights
Topics: compliance management systems, third-party service provider oversight, fair lending, mortgage origination