Once you’ve evaluated your options, you may decide that you do not wish to remain enrolled in Cardinal Care. The process for waiving Cardinal Care coverage differs for domestic vs international students. Please read the information below for domestic students carefully.
Domestic Student Information for Waiving Cardinal Care
If you are a domestic student, in order to waive Cardinal Care coverage, the alternative coverage you select must offer benefits comparable to those provided under Cardinal Care. Especially important are the following:
- The alternative plan must cover the entire academic year (students may not have gaps in coverage).
- The alternative plan must cover inpatient and outpatient medical care in the San Francisco Bay Area.
- The alternative plan must cover inpatient and outpatient mental health care in the San Francisco Bay Area.
Review your policy carefully before deciding to waive. Waiving coverage means that you will not be eligible to have insurance through Cardinal Care for the remainder of the academic year. The decision made at the start of the first registered quarter of each academic year (autumn quarter for most students) is binding for the remainder of that academic year.
Once you’ve decided to waive, you must do so by the deadline that is applicable to you (see table below). In order to waive, you must document comparable health insurance coverage in Axess. The waiver screens are located at axess.stanford.edu. For students entering in autumn, for example, Axess opens on August 1 and the deadline to complete the waiver is September 15.
The waiver is only applicable for one academic year and must be repeated in any subsequent year for which you choose not to be enrolled in Cardinal Care.
2015–16 Domestic Student Deadline to Waive Cardinal Care Coverage in Axess:
|
Autumn quarter |
September 15 for students entering Stanford in autumn (Axess opens August 1, 2015 for autumn) |
|---|---|
|
Winter quarter |
December 15 for students entering Stanford in winter (Axess opens October 25, 2015 for winter) |
|
Spring quarter |
March 15 for students entering Stanford in spring (Axess opens February 7, 2016 for spring) |
|
Summer quarter |
June 15 for students entering Stanford in summer (Axess opens April 10, 2016 for summer) |
Please note:
- The waiver must be completed by the applicable waiver deadline.
- The waiver of coverage applies to the entire academic year.
- You’ll need to provide your alternative health insurance plan’s name, group policy number, and phone number in order to complete the waiver.
Action item for domestic students who want to waive Cardinal Care coverage: You will need your SUNet ID and password to access the waiver screen in Axess. You will also need information about your alternative coverage including the health plan name, group policy number, and phone number. Go to axess.stanford.edu and follow the instructions to waive.
