Welcome
Welcome to the Agents and Brokers Resources webpage. This page is the primary outlet for agents and brokers to receive information from CMS about working in the Health Insurance Marketplace and the Small Business Health Options Program (SHOP) Marketplace. The content on this page is updated regularly.
Click here for a roadmap on how to navigate the Agents and Brokers resources.
Background
To the extent permitted by states, licensed agents and brokers may assist consumers in determining their eligibility for insurance affordability programs, including advance payments of the premium tax credit and cost-sharing reductions, and enrolling in qualified health plans (QHPs).
Agents and brokers play a crucial role in educating consumers about the Health Insurance Marketplace, both during annual Open Enrollment and throughout the coverage year. Agents and brokers may also help employers understand their options for participating in the Small Business Health Options Program (SHOP) Marketplace and assist them and their employees through the SHOP Marketplace application and enrollment process.
Some states have set up their own State-based individual and small business Marketplaces, while the Federal Government runs the Health Insurance Marketplace and SHOP Marketplaces located on HealthCare.gov in other states. You can find out if your state is running its own Marketplace by visiting HealthCare.gov and selecting your state from the drop down. Agents and brokers can help consumers apply for and choose insurance options in any state in which the agents and brokers are licensed, regardless of whether the Marketplaces are operated by the state or Federal Government.
Agents and brokers who wish to assist consumers in the Health Insurance Marketplace and SHOP Marketplace on Healthcare.gov must first complete registration.
Latest News
Plan Year 2018 Open Enrollment is Now Open!
Registered agents and brokers can now assist consumers in enrolling in health and/or dental coverage through the Marketplace from November 1 to December 15.
For more information to help you assist consumers, visit the Plan Year 2018 Open Enrollment webpage.
For tips on getting started in the Health Insurance Marketplace, view this quick guide. - Opens in a new window
New Help On Demand Service for Agents and Brokers
Help On Demand is a real-time referral system that connects consumers seeking assistance on HealthCare.gov with Marketplace-registered, licensed agents and brokers in their area who can provide immediate assistance with Marketplace plan selection and enrollment. Help On Demand is hosted by BigWave Systems.
Agents and brokers can access more information regarding the Help On Demand service by following the links below:
Plan Year 2018 Registration and Training is Now Available
Marketplace registration and training for plan year 2018 is now live!
For more information and resources to help you get started, visit the Plan Year 2018 Registration and Training page.
Upcoming Webinars and Office Hours
CMS is hosting a webinar and office hours series from September 13 through December 13, 2017 to help agents and brokers prepare for Open Enrollment and answer questions. Once you sign up for one of these events, you will automatically be registered for the entire series and can join at your leisure. This series will include the following events:
Marketplace Open Enrollment Office Hours for Agents and Brokers
Visit REGTAP - Opens in a new window for more details and to register.
Manage your Email Preferences
Agents and brokers can now choose the types of emails they want to receive from the Marketplace by updating Subscriber Preferences - Opens in a new window . Click here to find out how. To get started:
Agent and Broker Newsletter
News for Agents and Brokers is an electronic source of information for agents and brokers assisting consumers in the Marketplaces on HealthCare.gov. Check out the latest edition here.