Advisory Opinion program
The Bureau’s Advisory Opinion program provides written guidance to assist regulated entities to better understand their legal and regulatory obligations through advisory opinions.
Parties may submit requests for advisory opinions regarding any issue under the Bureau’s purview that can be resolved through an interpretive rule.
Featured topic
On November 4, 2021, the Bureau issued an Advisory Opinion on consumer reporting agencies’ matching practices under the FCRA.
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Purpose of the program
The Advisory Opinion program provides a mechanism through which the Bureau can carry out its statutory purposes and objectives by better enabling compliance.
Policy and related documents
Final Advisory Opinions Policy
Advisory Opinion Letters
Consumer reporting agencies’ matching practices – Nov. 4, 2021
Special purpose credit programs – Dec. 21, 2020
Earned wage access – Nov. 30, 2020
Private education loans – Nov. 30, 2020
Submit a request for an advisory opinion
Submit your request for an advisory opinion to advisoryopinion@cfpb.gov. Requests will be reviewed on a rolling basis.