Rulemaking
The CFPB aims to makes rules governing consumer finance markets more effective and to create new rules when warranted. Explore the CFPB’s regulatory agenda, rules currently in development, and final rules. You can also learn about how the CFPB works with the Small Business Review Panel on rules that could have significant economic impacts on small entities.
Notices and opportunities to comment
The CFPB publishes notices requesting public comment on a variety of documents, including proposed rules and requests for information. You don’t have to be an expert or a lawyer to give comments. We invite everyone to share their views.
Innovation
Encouraging consumer-beneficial innovation is one of our key priorities. Our mission is to promote innovation, competition, and consumer access within financial services. We’ve created sandbox programs to encourage financial companies to experiment with better products and services for consumers.
Petitions for rulemaking
The CFPB responds to petitions from interested persons for the issuance, amendment, or repeal of a CFPB rule, as required by the Administrative Procedure Act.
Taskforce on Federal Consumer Financial Law
The Taskforce on Federal Consumer Financial Law will bring together external experts to examine ways to harmonize and modernize federal consumer financial laws.
Advisory committees
The CFPB convenes four independent groups for formal input on everything from consumer engagement, to policy development, to research.
Community banks and credit unions
We work with community banks and credit unions to ensure consumers can choose among a variety of products, services, and financial relationships. We especially consider how our rules affect community banks and credit unions.