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Cheap Car Insurance Of November 2022

Reviewed By

Amy Danise
editor

Reviewed By

Updated: Nov 9, 2022, 4:10pm

Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations.

If you’re looking to put some money back into your wallet, your car insurance bill might be one place to look. We evaluated rates nationwide to find the best cheap car insurance among large companies.

Cheap Car Insurance

Forbes Advisor’s analysis of 10 large insurers found the cheapest car insurance at USAA and Geico. USAA’s average annual rate for good drivers of $1,141 per year is 27% cheaper than the national average of all companies evaluated. Geico’s average yearly rate for good drivers was also pretty cheap, coming in at $1,182. That is 25% lower than the national average of $1,569.

While USAA often has the cheapest car insurance for a variety of driver types, eligibility is limited to military members, veterans and their families.

Cheapest car insurance companies

Company Average annual rates for good drivers % savings compared to average LEARN MORE

USAA

$1,141 27% cheaper Get Quotes Compare rates via EverQuote’s website

Geico

$1,182 25% cheaper Get Quotes Compare rates via EverQuote’s website

State Farm

$1,402 11% cheaper Get Quotes Compare rates via EverQuote’s website

Erie

$1,419 10% cheaper Get Quotes Compare rates via EverQuote’s website

Travelers

$1,435 9% cheaper Get Quotes Compare rates via EverQuote’s website
Average $1,569 Get Quotes Compare rates via EverQuote’s website
Averages are based on rates nationwide from 10 large auto insurance companies.
Read more

Compare Cheap Car Insurance Rates


Best Cheap Car Insurance Providers

USAA

USAA
5.0
Our ratings take into account average auto insurance rates, customer happiness and company technology. All ratings are determined solely by our editorial team.

Average annual rate for good drivers

$1,141

Complaint level

Higher than the industry average

USAA
Compare Rates

Compare rates from participating partners via EverQuote's secure site.

Average annual rate for good drivers

$1,141

Complaint level

Higher than the industry average

Why We Picked It

USAA has highly competitive auto insurance rates for motorists with many types of driving records, making it a good company for multiple driver profiles. Note that you must be a military member, veteran or military family member to be eligible for USAA insurance.

More: USAA Car Insurance Review

Pros & Cons
  • Lowest rates for good drivers among companies we evaluated.
  • Pretty cheap rates compared to others for drivers with an accident, ticket or DUI on their records.
  • Provides good auto insurance rates for seniors and young drivers, two age groups that can be expensive to insure.
  • Offers accident forgiveness and new car replacement.
  • Has a usage-based insurance program (SafePilot) good drivers can use to potentially lower their car insurance costs.
  • Not everyone is eligible for coverage. USAA offers policies only to veterans and active military members, plus their immediate families.
  • Average USAA car insurance rates for adding a teen to a policy are only so-so.
  • Does not offer gap insurance.
  • Has a higher-than-average number of complaints made about its car insurance to state insurance departments. Most complaints against USAA are related to surcharges and rates.

Geico

Geico
4.5
Our ratings take into account average auto insurance rates, customer happiness and company technology. All ratings are determined solely by our editorial team.

Average annual rate for good drivers

$1,182

Complaint level

Higher than the industry average

Geico
Compare Rates

Compare rates from participating partners via EverQuote's secure site.

Average annual rate for good drivers

$1,182

Complaint level

Higher than the industry average

Why We Picked It

Geico has very competitive car insurance rates for a variety of drivers, which makes it worth a look if you want cheap auto insurance.

More: Geico Car Insurance Review

Pros & Cons
  • Excellent auto insurance rates for good drivers.
  • Drivers with a speeding ticket or poor credit can get good rates with Geico.
  • Offers reasonable rates for seniors and young drivers, who can get stuck with expensive rates from other companies.
  • Provides accident forgiveness.
  • Offers a usage-based insurance program (DriveEasy) for good drivers who want to reduce their auto insurance rates based on driving habits.
  • Rates for drivers with an accident on their records are only OK.
  • High average rates for drivers with a DUI.
  • Geico has a higher-than-average number of complaints made about its auto insurance to state insurance departments. Most complaints against Geico are related to claim delays.
  • You’ll have to look elsewhere if you want coverage features, such as new car replacement, a vanishing deductible or rideshare insurance.

State Farm

State Farm
4.5
Our ratings take into account average auto insurance rates, customer happiness and company technology. All ratings are determined solely by our editorial team.

Average annual rate for good driver

$1,402

Complaint level

Low

State Farm
Compare Rates

Compare rates from participating partners via EverQuote's secure site.

Average annual rate for good driver

$1,402

Complaint level

Low

Why We Picked It

State Farm’s highly competitive car insurance rates for different driver types and its low complaint level make it worth checking out.

Read more: State Farm Car Insurance Review

Pros & Cons
  • Terrific rates for folks with an accident or speeding ticket on their records. (USAA is a bit cheaper, but eligibility is restricted to military families and veterans.)
  • Very competitive rates for senior drivers, who usually get insurance rate increases as they get older.
  • Great average rates when adding a teen driver to a parent policy.
  • Has decent rates for drivers with a DUI and will file SR-22 forms for those who must have them.
  • A low level of complaints filed with state insurance departments about car insurance.
  • Offers a usage-based insurance program (Drive Safe & Save) for drivers willing to be monitored to possibly receive a discount based on driving habits.
  • Fairly high rates for drivers with poor credit.
  • If you want coverage options, such as accident forgiveness, new car replacement or a vanishing deductible, you’ll have to look elsewhere.
  • Doesn’t offer gap insurance.

Erie Insurance

Erie Insurance
4.0
Our ratings take into account average auto insurance rates, customer happiness and company technology. All ratings are determined solely by our editorial team.

Average annual rate for good drivers

$1,419

Complaint level

Higher than the industry average

Erie Insurance
Compare Rates

Compare rates from participating partners via EverQuote's secure site.

Average annual rate for good drivers

$1,419

Complaint level

Higher than the industry average

Why We Picked It

Erie has good rates for drivers with an accident or speeding ticket on their records, along with good coverage offerings. Erie also allowed motorists to lock in a rate, which can help you keep cheap car insurance.

Read more:  Erie Car Insurance Review

Pros & Cons
  • Pretty affordable rates for folks with an accident or speeding ticket on their records.
  • It’s easy to budget costs with Erie’s Rate Lock, which keeps your rate the same year after year unless you make certain changes to your policy, such as adding or removing a car.
  • Good for new car owners as it offers gap insurance and new car replacement coverage.
  • Offers add-on coverage options of accident forgiveness and vanishing deductibles.
  • Received a high grade (A-) from collision-repair experts for its claim process.
  • Expensive to add a teen driver to a policy.
  • Has high average rates for drivers with bad credit.
  • Has a higher-than-average number of complaints made about its auto insurance to state insurance departments. Most complaints against Erie are related to surcharges.

Travelers

Travelers
3.5
Our ratings take into account average auto insurance rates, customer happiness and company technology. All ratings are determined solely by our editorial team.

Average annual rate for good drivers

$1,435

Complaint level

Very low

Travelers
Compare Rates

Compare rates from participating partners via EverQuote's secure site.

Average annual rate for good drivers

$1,435

Complaint level

Very low

Why We Picked It

Travelers Insurance has overall decent rates for many types of drivers. The company also has various optional offerings that can give you better insurance protection, making it a good choice to look at when comparison shopping for car insurance quotes.

Read more: Travelers Car Insurance Review

Pros & Cons
  • Good average auto insurance rates for drivers with a DUI on their records compared to top competitors.
  • Reasonable rates for good drivers and those with speeding ticket or accident on their records.
  • Offers accident forgiveness and also minor violation forgiveness.
  • Has a very low level of complaints made about its auto insurance to state insurance departments.
  • Offers a usage-based insurance program (IntelliDrive), which may help safe drivers get cheap car insurance.
  • Rates are on the high side for adding a teen driver to a policy.
  • Offers rideshare insurance, but only in a couple of states.
  • Travelers’ bundling discount for buying both auto and home insurance is on the low end at only 10%.

Cheapest Car Insurance Quotes

How much you pay for car insurance will depend on a number of factors, including your age and driving history. Here’s a look at the cheapest car insurance for certain types of drivers.

Cheap car insurance companies for good drivers

Company Average annual rates for good drivers Savings compared to average

USAA

$1,141 $428 cheaper

Geico

$1,182 $387 cheaper

State Farm

$1,402 $167 cheaper

Erie

$1,419 $150 cheaper

Travelers

$1,435 $134 cheaper
Average $1,569
Averages are based on rates nationwide from 10 large auto insurance companies.

These rates are based on good drivers with a clean driving record, meaning no at-fault accidents or traffic violations. USAA offers the lowest average rates for good drivers and the cheapest full coverage car insurance, but it is open to only military members, veterans and their families.

Related: Best Car Insurance of 2022

Cheap car insurance for drivers with a speeding ticket

Company Average annual rates for drivers with a speeding ticket Savings compared to average

USAA

$1,381 $535 cheaper

Geico

$1,579 $337 cheaper

Erie

$1,600 $316 cheaper

State Farm

$1,607 $308 cheaper

Travelers

$1,828 $88 cheaper
Average $1,947
Averages are based on rates nationwide from 10 large auto insurance companies.

A speeding ticket will mean an insurance increase of about 24%, based on nationwide averages. Our analysis found the cheapest car insurance from Geico, Erie and State Farm, with USAA a top choice for people with a military affiliation.

Cheap car insurance for drivers who have caused an accident with injury

Company Average annual rates after accident with injuries Savings compared to average

USAA

$1,613 $646 cheaper

State Farm

$1,713 $546 cheaper

Erie

$1,898 $361 cheaper

Travelers

$2,000 $259 cheaper

Geico

$2,097 $162 cheaper
Average $2,304
Averages are based on rates nationwide from 10 large auto insurance companies.

Expect your car insurance rates to go up at renewal time if you have caused an accident, especially one that injured someone else. Nationally, the average rate goes up 47%, which translates to paying about $735 more per year compared to a driver with a clean record.

USAA offers good rates to military members and veterans. For other drivers, State Farm and Erie had the cheapest car insurance in our analysis. Erie is a regional insurer that serves 12 states.

Cheap car insurance for drivers with a DUI

Company Average annual rates for a driver with one DUI Savings compared to average

State Farm

$1,942 $681 cheaper

Travelers

$2,150 $473 cheaper

USAA

$2,195 $428 cheaper

Erie

$2,358 $265 cheaper
Average $2,623
Averages are based on rates nationwide from 10 large auto insurance companies.

Among the likely consequences after a DUI conviction is a higher auto insurance rate. Car insurance companies usually pull motor vehicle records before your policy renewal time to check for tickets and convictions, and then apply increases based on your record.

A DUI conviction leads to an average increase of more than $1,000 a year. Even with a DUI conviction, you can shop around for cheap car insurance. State Farm, Travelers and Erie had the best rates in our analysis, with USAA another possible good option for military members and veterans who qualify.

Related: Cheap DUI Car Insurance

Cheap car insurance for drivers with poor credit

Company Average annual rates for drivers with poor credit Savings compared to average

Geico

$1,679 $1,197 cheaper

USAA

$1,910 $966 cheaper

Travelers

$2,348 $527 cheaper
Average $2,876
Averages are based on rates nationwide from 10 large auto insurance companies.

Having poor credit can be one of the biggest hurdles to getting cheap car insurance quotes—even if you have an excellent driving record. Poor credit can cause higher auto insurance rates than even having a DUI or at-fault accident on your record.

Average rates go up more than 80% for drivers with poor credit compared to those with good credit.

With potentially exorbitant rates, it’s especially important to shop around. Geico and Travelers had the cheapest car insurance for drivers with poor credit, among the companies we analyzed. USAA is a good bet for military members and veterans.

Cheap car insurance for seniors

Company Average annual rates after accident with injuries Savings compared to average

Geico

$1,197 $480 cheaper

USAA*

$1,299 $378 cheaper

State Farm

$1,423 $254 cheaper

Travelers

$1,515 $163 cheaper

Erie

$1,525 $152 cheaper
Nationwide $1,611 $67 cheaper
Auto-Owners $1,633 $44 cheaper
Average $1,677
Averages are based on rates from 10 large auto insurance companies. Insurers with above-average rates are not listed.
*USAA is only available to military members, veterans and their families.

Geico offers the cheapest car insurance for senior drivers between ages 65 to 85, according to our analysis of rates from 10 large insurers. However, the best car insurance for seniors will vary based on where you live and your personal details, such as your driving record.

Our analysis found you can expect your car insurance premium to increase by about 6% to 12% every five years after age 65. By age 85, your premium may have increased 43% above the rate you were paying at age 65.

Cheap car insurance for young drivers

Company Average annual rates after accident with injuries Savings compared to average
Nationwide $651 $1,470 cheaper

State Farm

$1,003 $1,118 cheaper
American Family $1,694 $472 cheaper

USAA*

$1,746 $375 cheaper

Geico

$1,958 $163 cheaper
Average $2,121
Averages are based on rates from 78 auto insurance companies nationwide.
*USAA is only available to military members, veterans and their families.

It’s not cheap to add a teenage driver to your car insurance policy because young new drivers pose a greater risk to insurers. We analyzed rates from 78 car insurance companies nationwide to find the cheapest car insurance for teens and found that adding a teenage driver to a parent policy will increase the premium by an average of $2,121 a year.

This amount typically doubles the parent’s premium. But it is still usually less expensive to add a young driver to a parent policy rather than for the teen driver to get their own.


Average Car Insurance Rates for Different Drivers

How much do different factors affect your chances of getting cheap car insurance? In our analysis of rates from 10 large insurers, poor credit was the highest hurdle to cheap car insurance rates. A DUI conviction and causing an accident that injured someone else also lead to higher rates.

Whatever your situation, you can look for a better deal by comparing car insurance quotes. Even drivers with excellent records need to do some shopping around to find the best rates.

Here’s a look at average annual rates for different types of drivers.

Type of driver Average annual rates
Good driver $1,569
One accident causing injury $2,304
One speeding ticket $1,947
One DUI $2,623
Poor credit $2,876
Averages are based on rates nationwide from 10 large auto insurance companies.

How to Find the Cheapest Car Insurance Coverage for You

The easiest and best way to find the cheapest car insurance coverage is to shop around. Determine your coverage needs and then comparison shop for those exact coverages, limits and deductibles so you’ll find prices for comparable policies.

It’s no good to find a cheap auto insurance policy only to realize the price is low because it contains minimum coverage levels or high deductibles.

Cutting coverage is one way to get cheaper auto insurance, but it can leave you open to repair bills and lawsuits against you. Instead, try these tips for getting cheap car insurance.

Get quotes from multiple car insurance companies

Comparison shopping is the best way to potentially save hundreds of dollars a year. Even if you have strikes against you, such as an accident or moving violation, you can still shop around for cheap auto insurance rates. Because of the wide variation in pricing, the company that offered you a good rate for a clean record may not be the cheapest when your driving record changes. That’s why it’s key to compare car insurance quotes from different insurers.

Review your auto insurance coverage

It’s good to review your policy regularly to make sure your current coverage, limits and deductibles still are best for your current situation.

Do you have optional coverages on your vehicle you don’t use or want, such as roadside assistance or rental reimbursement insurance? If so, take them off to get cheaper car insurance.

Reconsider your deductible

Your deductible is what’s subtracted from a settlement check if you make a collision or comprehensive insurance claim. If you can afford a higher deductible in the event of a claim, raise it so your collision and comprehensive coverages are cheaper. For example, if you have a $250 deductible, you can raise it to $500 or $1,000 and save.


Cheap Car Insurance in Your State

State Cheapest company Average annual rate

Alabama

Geico

$1,081

Arizona

Geico

$992

Arkansas

State Farm $1,314

California

Wawanesa

$1,668

Colorado

Geico

$1,160

Connecticut

Geico

$719

Delware

Geico

$1,205

Florida

Geico

$1,699

Georgia

Geico

$1,210

Idaho

American National $585

Illinois

Pekin Insurance $1,060

Indiana

Geico

$787

Iowa

State Farm

$887

Kansas

Travelers $1,312

Kentucky

Geico

$1,073

Louisiana

Louisiana Farm Bureau $2,438

Maine

Geico

$590

Maryland

Travelers $1,287

Massachusetts

Geico

$1,019

Michigan

Geico

$1,045

Minnesota

State Farm

$1,090

Mississippi

Direct General Insurance

$1,026

Missouri

State Farm

$1,402

Nebraska

Farmers Mutual of Nebraska

$1,368

Nevada

Geico $1,115

New Hampshire

Concord

$818

New Jersey

Plymouth Rock $1,208

New Mexico

Geico $1,065

New York

Progressive

$1,047

North Carolina

Geico

$872

North Dakota

Geico

$758

Ohio

Geico

$764

Oklahoma

Geico

$1,151

Oregon

State Farm

$1,006

Pennsylvania

Erie $1,164

Rhode Island

Geico $1,330

South Carolina

American National $721

South Dakota

Geico

$1,072

Tennessee

State Farm $875

Texas

Texas Farm Bureau

$1,035

Utah

Geico

$830

Vermont

Geico

$591

Virginia

Geico

$1,041

Washington

Progressive

$1,096

West Virginia

Geico

$1,159

Wisconsin

Geico

$793

The average annual rate is based on large insurers in each state for liability coverage of 100/300/100, uninsured motorist coverage and collision and comprehensive insurance for a 2021 Toyota RAV4. In some cases, USAA is the cheapest company, but because membership is limited to military personnel, veterans and their families we did not list USAA above. Not all states are listed due to data availability.


How to Get Cheap Car Insurance with Discounts

Car insurance rates can vary dramatically because each company has its own way of weighing factors that affect car insurance rates, such as your driving record, claims history and credit. Insurance companies also differ on what discounts they offer.

To get cheap car insurance with discounts, keep in mind auto insurance discounts as you comparison shop for a policy. Online car insurance quoting forms ask questions that help insurance companies determine discount eligibility. Speaking to an insurance agent can also help because they can check to see if you qualify for discounts.

Here are some tips on how to get cheaper car insurance with discounts:

Review car insurance discounts periodically

Even if you don’t want to switch companies, it’s smart to make sure you’re getting all the car insurance discounts available. Ask your insurance agent for a discount review. For example, if you’ve recently abandoned a long daily commute, you may be in a lower mileage tier that results in savings.

Look for a good bundling discount

If you insure your car and also have another policy from the same company, you can usually save. One of the best discounts you can get is when you bundle auto and home insurance. You can also get a discount for bundling auto and renters insurance or auto and condo insurance.

Change the way you pay your insurance

If you can pay your policy in full, you’ll likely receive a discount. If you can’t pay in full, see if you can get a discount by setting up electronic payment transfers for your monthly insurance bill. Also, some insurance companies offer a small discount for going paperless or even getting an online quote and buying a policy online.

Every little bit of savings can add up to the cheapest car insurance policy possible, so don’t be shy about asking about discounts that can benefit your bottom line.


What Type of Car Insurance Should You Get?

The type of car insurance you should buy depends on your state’s requirements and your specific situation. Insurance is not a one-size-fits-all product. Evaluate the coverage and limits that work best for you..

How much car insurance you need will be different if you have a new, financed car and want the best policy possible versus if you have an older car and want just the required basics to be drive legally. Here are the primary types of car insurance and limit information:

Liability insurance

Bodily injury and property damage liability are the foundation of an auto insurance policy and mandated in most states. These pay for damage and injuries to others if you cause an auto accident. Most states require a minimum amount of liability car insurance, but it’s wise to get higher limits if your budget allows.

Limits of at least $100,000 for bodily injury per person, $300,000 per accident and $100,000 for property damage (100/300/100) is a solid liability foundation.

Uninsured and underinsured motorist coverage

Uninsured and underinsured motorist insurance is required in some states and optional in others. Uninsured motorist (UM) coverage pays for your medical expenses if you’re hit by someone who doesn’t carry liability insurance. Underinsured motorist (UIM) insurance pays if the at-fault driver doesn’t carry enough liability insurance to cover your medical bills.

Limits for UM typically match your liability coverage limits.

Personal injury protection (PIP) or medical payments (MedPay) coverage

Required in some states and optional in others, personal injury protection insurance is often part of a no-fault insurance system. In no-fault states you’re required to make most injury claims on your own car insurance first, regardless of fault.

Medical payments coverage is similar in that it pays for your injuries from an auto accident and is required in a few states. If your state requires PIP or MedPay, you must get at least the minimums mandated. If optional, you can skip these for cheaper car insurance, especially if you have decent health care coverage that would pay for car accident injuries.

Collision and comprehensive insurance

Collision and comprehensive insurance are not required by state laws but usually mandated by financing companies if you have a car loan or lease. This coverage is often a good idea unless you drive a car of little value. They are two separate coverage types often sold together. The limit for either coverage type is the value of your totaled car at the time of the incident.

  • Collision insurance pays for your vehicle’s repairs if your car is hit by another vehicle—regardless of fault. It also can pay out if you accidentally hit something, such as a pole.
  • Comprehensive insurance pays out if your car is stolen or damaged due to issues, such as vandalism, fire, falling objects, severe weather or striking an animal.

Cheap Car Insurance with Good Reviews

Ideally, you’ll find cheap car insurance from a company with good customer service.

Most of the 10 companies in our analysis have complaint levels that are lower than the industry average. Complaint numbers from the National Association of Insurance Commissioners (below) show a company’s level of complaint relative to its size of business, with complaint numbers above 1.0 being higher than the industry average.

In Forbes Advisor’s ratings of the best car insurance companies, Geico, Nationwide, Travelers and USAA came out on top, when weighing rates, coverage options, complaints and collision claims.


Most Drivers Believe They Overpay for Auto Insurance

A Forbes Advisor survey found that 58% of drivers think they overpay for car insurance.

To what extent do you agree or disagree with the following statement: “ I overpay for car insurance”

Sentiment about overpaying % respondents
Strongly agree 29%
Somewhat agree 29%
Neither agree or disagree 24%
Somewhat disagree 11%
Strongly disagree 8%

The biggest reason drivers switch car insurance companies is for cheaper car insurance. In the Forbes Advisor survey, among drivers who changed insurers since 2020, 58% said they did so to save money. The second most likely reason was to get different coverage (19%).

The survey found that women are more likely to say they changed insurance companies because of price (62%) than men (52%).

What was your main reason for switching car insurance companies?

Type of driver Average annual rates
To save money 58%
To get different coverage 19%
Because I bought a new car 8%
Because I moved 6%
Because I didn’t like the customer service 5%
Because of the company’s advertisement 2%
None of the above 2%
I don’t remember 1%

Methodology

To find the cheapest car insurance companies, we averaged rates nationwide from 10 large insurers using data from Quadrant Information Services, a provider of insurance data and analytics. Rates are based on a 30-year-old female driver with a clean record insuring a Toyota RAV4 with $100,000 in bodily injury liability coverage per person, $300,000 per accident and $100,000 in property damage liability, uninsured motorist coverage, and any other coverage required in the state. Average rates also include collision and comprehensive with a $500 deductible.

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Best Cheap Car Insurance FAQ

Which companies have cheap car insurance?

For good drivers, Erie, Geico and State Farm generally have the cheapest car insurance, based on our analysis of average rates.

 

USAA also has very competitive rates but is available only to military members, veterans and their families.

What is the cheapest type of car insurance?

An insurance policy with only the minimum coverage required in your state would be the cheapest type of car insurance. Most states require a minimum level of liability car insurance. Some states also require minimum levels of uninsured motorist coverage and other types of coverage.

 

If you live in a state with a no-fault insurance system, you’ll also have to buy PIP insurance.

Should I drop collision and comprehensive coverage to get cheap car insurance?

At some point, as your vehicle gets older, paying for collision and comprehensive coverage no longer makes sense. That’s because the maximum payout would be the value of the car if it’s totaled or stolen, minus your deductible. If your car is worth very little, you’re paying for coverage that may result in only a small insurance check.

 

But if you would be in a financial jam if your car were totaled, stolen or extensively damaged by a problem covered by the collision and comprehensive insurance, keeping them makes sense.

How do I get cheap car insurance for a teenager?

Putting a teen behind the wheel is an expensive proposition. Our analysis found an average increase of $2,189 a year to add a teen driver to a car insurance policy. Your prices will vary, but you can expect your rates to double, at least.

 

This is an excellent time to shop around. Insurers have different rate increases for adding a teen driver, but compare the total bill for the parents and teen. And adding a teen driver to a parent’s policy is usually cheaper than putting them on their own policy.

 

More: Best cheap car insurance for teens

How can I find the cheapest car insurance quotes?

If your goal is the cheapest car insurance quotes possible, you’re likely looking to buy only the minimum insurance required in your state. Shop around multiple companies and compare car insurance quotes for the minimum required. 

 

Also consider your vehicle: It could be pushing up your rates. Cars, such as certain Tesla models, often have expensive rates because their owners are more likely to make insurance claims. Our analysis of the most and least expensive cars to insure can point you toward vehicles that can snag cheaper car insurance.


Next Up In Car Insurance


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