| Home purchases | |
| Refinancing | |
| Home improvements |
Return to consumerfinance.gov
An official website of the United States Government
Return to consumerfinance.gov
An official website of the United States Government
Watch the video or read the transcript.
HMDA requires many financial institutions to maintain, report, and publicly disclose information about mortgages.
Learn more about HMDATo view the final rule for the Home Mortgage Disclosure Act (HMDA) published on October 15, 2015, please visit the link below:
View Regulation CFor data submission resources, please visit our Resources for HMDA Filers page:
View resources for filersFor resources to help you implement the final rule published on October 15, 2015, please visit our Regulatory Implementation page:
View regulatory implementation resourcesMore people took out mortgages to buy homes in 2016 than in 2015, both nationally and in most counties. Refinance volume also increased overall. 1 These data represent first-lien mortgages for owner-occupied, 1- to 4-family homes (including manufactured housing).
See the underlying dataPurchase volume increased by about 11 percent overall, the third increase in three years. Refinances also increased. Check out the number of mortgages in your state. 1 These data represent first-lien mortgages for owner-occupied, 1- to 4-family homes (including manufactured housing).
See the underlying data| Home purchases | |
| Refinancing | |
| Home improvements |
Many loans are insured or guaranteed by government programs offered by the Federal Housing Administration (FHA), the Department of Veterans Affairs (VA), or the Department of Agriculture's Rural Housing Service or Farm Service Agency (RHS/FSA). All other loans are classified as Conventional. 1 These data represent first-lien mortgages used to purchase owner-occupied, 1- to 4-family homes (including manufactured housing).
See the underlying data| Conventional | FHA |
| VA | RHS/FSA |
Interested in learning about specific mortgage trends in a location, among a community, or with a certain type of loan? Filter your search results to get just the data you need. You can also download the filtered HMDA data in different formats.
Filter dataNeed more insight? Use your specific search filter to create unique aggregate views called summary tables. These allow you to gain statistical insight into concepts such as applicant race, average income, and more.
You can create a summary table based on your custom data set once you've filtered to the results you want.
Under the hood, the HMDA data is stored and served by Qu, a public API for serving the CFPB's public data sets. Qu is open source software, and we encourage you to contribute to the project on GitHub, or use it to bring CFPB's data into your own applications and visualizations!