Over $5 billion in Funded Loans to Date
You’re constantly moving forward - you deserve a lender that looks forward with you. SoFi is a leading marketplace lender focused on accelerating your success, with student loan refinancing, mortgages, mortgage refinancing, and personal loans. Unlike traditional lenders, we offer a suite of benefits to help our members get ahead.
Why SoFi?
Unique
Products
A suite of products geared towards individuals. Lower rates and flexible terms you can’t find anywhere else.
Easy
Experience
Simple online application and access to live customer support 7 days a week. No application fees.
Member
Benefits
A network of like-minded people. Career support, unemployment protection3 and discounts on future SoFi products.
Hear From Our Members
With benefits like career coaching, unemployment protection3 and entrepreneur programs, our members have a lot to say.
“SoFi had competitive rates, excellent customer service and an easy process using the latest technologies.”
Kyle Lui
Northern California
“The process was so easy and the turnaround was extremely fast, enabling me to meet a tight payment deadline.”
Susan Devine
Southern California
“I know I’m making progress and [SoFi has] given me the freedom to invest that money in other assets.”
Dr. Jared Pool
University of the Pacific
“I was so impressed that I moved my loans to SoFi and became part of the Entrepreneur's Program.”
Jen Kessler
Stanford
“SoFi customer service was fantastic - I got replies immediately either by email or phone.”
Sushil Vundavalli
University of Texas, Austin
“SoFi really caters to first-time homebuyers with personalized customer service, competitive rates and a very simple process.”
Jeff Patmont
Northern California
How We Do It
Our unique approach to underwriting looks at where you are today and where you’re headed. We take a number of dimensions into consideration, including:
Career
Experience
Monthly Income
vs. Expenses
Financial
History
Education