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Medical Plans

Choosing and personalizing your benefits depends on your specific health care needs, doctor preferences, budget and lifestyle.

We offer you and your dependents a range of medical plan options. To learn more:

  1. Use our comparison tool to compare medical plans and costs.
  2. View the contribution rate chart for: full-time and part-time employees
  3. View a more detailed estimate on your total out-of-pocket costs based on data you input with the Health Plan Evaluator.
    Access this tool via the My Benefits page and authentication is required.
  4. Browse the five medical plan summaries below or watch the overview video.
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Blue Shield Exclusive Provider Organization (EPO)

The Blue Shield EPO plan is a comprehensive medical plan that covers only in-network providers and facilities. You pay a co-payment at the point of service and the university covers the remaining costs. 

View a snapshot of the Blue Shield EPO plan
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Blue Shield Healthcare + Savings Plan

The Blue Shield Healthcare + Savings Plan works the same as the Blue Shield PPO plan, but there are no fixed copays with this plan.

View a snapshot of the Blue Shield Healthcare + Savings Plan
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Blue Shield ACA Basic High-Deductible Health Plan

The Blue Shield ACA Basic High-Deductible Health Plan works the same as the Healthcare + Savings plan, but has higher out-of-pocket costs.

View a snapshot of the Blue Shield ACA Basic HDHP
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Kaiser Permanente Health Maintenance Organization (HMO)

The Kaiser Permanente HMO plan provides patient services, hospitalization, supplies and prescription drugs through its own network of doctors, hospitals and other Kaiser-affiliated health care facilities. The Kaiser HMO is one of two health plans offered to employees-only at no cost.

View a snapshot of the Kaiser Permanente HMO plan
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Stanford Health Care Alliance (SHCA)

The SHCA plan is a select network health plan in which Stanford Health Care physicians and affiliated providers in multiple specialties take responsibility for working together to carefully coordinate and deliver your care. The SHCA plan is one of two health plans offered to employees-only at no cost.

View a snapshot of the SHCA plan