Choosing and personalizing your benefits depends on your specific health care needs, doctor preferences, budget, lifestyle and if you live in the plan's service area.
We offer you and your dependents a range of medical plan options. To learn more:
The EPO plan is a comprehensive medical plan that covers only in-network providers and facilities. You pay a co-payment at the point of service and the university covers the remaining costs.
The Blue Shield Healthcare + Savings Plan works the same as the PPO plan, but there are no fixed copays with this plan.
The Blue Shield ACA Basic High-Deductible Health Plan works the same as the Healthcare + Savings plan, but has higher out-of-pocket costs.
The Kaiser Permanente HMO plan provides patient services, hospitalization, supplies and prescription drugs through its own network of doctors, hospitals and other Kaiser-affiliated health care facilities. The Kaiser HMO is available in California only and you must reside in the plan's service area to enroll.
The SHCA plan is a select network health plan in which Stanford Health Care physicians and affiliated providers in multiple specialties take responsibility for working together to carefully coordinate and deliver your care. This is a regional health plan and you must reside in the plan's service area to enroll.