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POLICY SNAPSHOT
The health care law gives middle class families the security of affordable coverage they deserve and protects every American from the worst insurance company abuses.
Progress
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Ended insurance companies' unchecked power to cancel policies, deny coverage, or charge women more than men, and established new rights to appeal insurance company decisions.
Read about: the Patient’s Bill of RightsRead about the Patient’s Bill of Rights: http://wh.gov/MpL
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Ensured that no American will be denied care or charged more due to a pre-existing condition as of 2014. 17 million children with pre-existing conditions already benefit from this protection.Read about protecting Americans with pre-existing conditions: http://wh.gov/MpL
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Ensured preventive care is covered by insurance companies and Medicare with no co-pay or cost sharing--including mammograms for women and wellness visits for seniors. Read about: access to preventive careRead about access to preventive care: http://wh.gov/0uH
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Helped nearly 6.3 million seniors save a total of $6.1 billion on the cost of their prescription drugs since 2010.Read about: health care savings for seniorsRead about health care savings for seniors: http://www.hhs.gov/news/press/2013pres/03/20130321a.html
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Required insurance companies spend at least 80% of premiums on health care, and less than 20% on advertising, overhead and CEO salaries—or provide customer rebates.
Read about: holding insurance companies accountableRead about holding insurance companies accountable: http://wh.gov/zH8
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Guaranteed 6.6 million young adults the security of knowing they can stay on their parent’s health plan until they’re 26.Read about: expanding health coverage for young adultsRead about expanding health coverage for young adults: http://wh.gov/ujC
What's Next
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Establish a new way to shop for health insurance through the health insurance marketplace. People will be able to compare all their insurance options based on price, benefits and quality in plain language that makes sense, and enroll in a plan that meets their needs .
Read about: the health insurance marketplaceRead about the health insurance marketplace: http://www.healthcare.gov/marketplace/about/index.html
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Help families with the cost of health care. In 2014, 18 million middle class people and families will get a tax cut averaging $4,000 to help cover the cost of care. Read about: help paying for health careRead about help paying for health care: http://wh.gov/3Buw
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Lower Medicare costs and close the donut hole. Seniors with traditional Medicare will save nearly $4,200 by 2021, and those with high prescription drug costs will save even more.
Read about: health care savings for seniorsRead about health care savings for seniors: http://aspe.hhs.gov/health/reports/2012/MedicareBeneficiarySavings/ib.shtml
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