Skip to content Skip to navigation

Medical & Life

Medical & Life

From comprehensive medical plans to life insurance, stay healthy programs and business travel insurance, we have you covered.
Male Indian and Caucasian doctors talking

Medical Plans

Choosing and personalizing your medical plan depends on your specific health care needs, doctor preferences, budget and lifestyle.

Piggy bank with stethoscope next to block letters "HSA"

Health Savings Account

A Health Savings Account (HSA) allows you to put money aside and reimburse yourself for medical expenses on a tax-deductible basis.

Two hands reaching out to each other

Mental Health & Substance Abuse Care

You and your family are automatically covered for mental health and substance abuse care when you enroll in one of our medical plans.

Piggy bank next to calculator, credit card and financial statements

Medical Contribution Assistance Program (MCAP)

Eligible employees may apply for MCAP, a subsidy that pays all or part of your medical plan contributions.

Stack of binders on desk, with red one labeled "Insurance," next to laptop, notebook and pens

COBRA

COBRA allows you to continue coverage in Stanford-sponsored plans if you, or one of your covered dependents, lose health coverage.

Employees doing yoga in exercise class

Stay Healthy Programs

Stanford Wellness Programs provide assistance and support for your ongoing health and welfare.

Little girl stretching arms out with eyes closed, enjoying during sunset

Life Insurance

You are automatically enrolled in our basic life insurance program. Supplemental life insurance is also available.

Red emergency ambulance speeding down road

Accidental Death & Dismemberment Insurance

AD&D Insurance provides you and your family with protection against accidental death or loss of limb or body function.

Female nurse wearing blue scrubs and stethoscope handing a cup of water to elderly woman resting in bed

Long-Term Care Insurance

This insurance provides an optional after-tax benefit that helps pay many of the day-to-day expenses for nursing home and in-home care not generally covered by medical or disability plans.

Model toy plan on top of world map

Traveling Outside the U.S.

Learn what the university's medical plans cover when you travel internationally.  In some cases, you may want to temporarily change plans during periods when you’re away.