latest Banking and Credit advice

Banking Advice

How to Switch Banks: A Step-by-Step Guide

Opening an account with a new bank doesn't have to be a challenge.

Banking Advice

How Do Money Orders Work?

The payment method is a secure alternative to personal checks and wire transfers.

Banking and Credit

How a New Law Will Let You Freeze Your Credit Files for Free

Starting this fall, you won't be charged for freezing your credit report, but there are some caveats.

Banking Advice

The Best Banking Options for College-Bound Students

Consider a bank's overdraft fees, ATM network and account options before making a decision.

Loans Advice

Why Did Another Company Start Managing My Loan?

If your loan owner or loan servicer changes, don't panic, but stay vigilant through the transition.

Best Credit Cards

Cutting Yourself Off: Setting Spending Limits With Your Bank or Credit Card

Keep your spending in check and improve your finances by setting a realistic self-imposed limit.

Best Credit Cards

10 Factors That Don’t Affect Your Credit Scores

These personal and financial details won't help or hurt your credit scores.

Best Credit Cards

4 Things That Aren't in Your Credit Score But Should Be

Your credit report may be giving lenders an incomplete picture of your financial health.