Cardinal Care Overview

Cardinal Care, the university sponsored health insurance option, is a comprehensive plan specifically designed for Stanford students. Medical benefits are administered by Health Net of California, mental health benefits are administered by Managed Health Network (MHN), a Health Net company, and, new for the 2015-2016 plan year, dental benefits, administered by Delta Dental of California, will be included. Cardinal Care offers robust coverage at school, at home, and while traveling or studying abroad. This is important for Stanford students, many of whom are on the move. Cardinal Care also provides coverage for enrollees during leaves of absence, school breaks, immediately following graduation, and in quarters when students might not be registered for classes, such as Summer. Students enrolled in Cardinal Care have access to Stanford faculty specialists and hospital and emergency care at the Stanford University Medical Center.

**Important to note - enrollment in Cardinal Care OR the decision to waive Cardinal coverage is an annual commitment. This means that the decision made at the first quarter of entry for any academic year is binding for the remainder of that academic year. The only exception to the annual commitment occurs for students who graduate at the end of Autumn or Winter quarters. Autumn and Winter graduates may petition to cancel Cardinal care coverage at the end of the coverage period associated with the quarter in which they graduate.**