Cardinal Care Vision Benefits
Cardinal Care covers one annual eye examination. If you intend to use the Stanford Eye Clinic under Tier I of your coverage, please contact Vaden Health Center's Insurance and Referral Office so a referral can be entered for your eye exam. Please submit a Help Ticket at helpsu.stanford.edu (Request Type: Student Services; Request Category: Health Insurance) in order to request the referral.
To help you explore other options for coverage, Vaden Health Center's Insurance and Referral Office maintains a list of local opticians, optometrists, and ophthalmologists who extend discounts to Stanford students.
Cardinal Care Dental Benefits
The Cardinal Care medical benefits through Health Net cover an initial visit to a provider for injury to natural, sound teeth. (Currently, through August 31, 2015, Cardinal Care does not include any other adult dental benefits. However, see the next section for information about the 2015-2016 plan year, which begins September 1, 2015.)
Starting with the 2015-2016 plan year, Cardinal Care will include dental benefits, administered by Delta Dental of California. Effective September 1, 2015, you may visit any licensed dentist under this plan, but maximum value will be acheived by choosing a Delta Dental PPO dentist. Benefits include:
- Diagnostic and preventive services at 100% when care is provided by a Delta Dental PPO dentist
- Basic services (such as fillings and simple extractions) at 80% when care is provided by a Delta Dental PPO dentist
- Other basic services (such as endodontics, periodontics, and oral surgery) at 80% when care is provided by a Delta Dental PPO dentist
A $25 deductible per year applies to basic services and the maximum benefit (when a Delta Dental PPO dentist is used) is $1,000 per calendar year.
Non Delta Dental network care provided by a licensed dentist is also covered, but at a less rich level of benefits; $50 deductible, coverage at 50%, and a maximum benefit of $750 per calendar year.
For further information about Cardinal Care's 2015-2016 dental benefits, please visit the Delta Dental website.
Other Dental Coverage Options
Vaden Health Center also maintains a list of local dentists who have agreed to treat Stanford students at a discount. Links to information about alternative individual dental coverage options are provided below:
http://www.deltadentalins.com/individuals/
http://www.dentalplans.com/individualdentalinsurancealternatives
https://www.anthem.com/ca/health-insurance/plans-and-benefits/dental-insurance
https://www.blueshieldca.com/bsca/find-a-plan/dental-plans/home.sp
http://www.ehealthinsurance.com/california-health-insurance/health-plans/dental
Optum HealthAllies
Optum HealthAllies is a dental and vision care discount program offered by HealthAllies Inc. It is not an insurance program, but rather a way to receive significant discounts on a wide array of services. Vaden Health Center endorses this program as an inexpensive and convenient way to receive discounted dental and vision care:
